Saturday, November 28, 2009

Insurance Reform--misinformation, misdirection, logic, solutions

The polls tell us that Americans do not favor, by roughly a 50% to 35% margin, the healthcare bills passed in the House and Senate. It's ridiculous that the Miami Herald, the President and the Democrat majority Congress continue to force feed us these flawed bills.
The Herald, sheep-like, heaps blame the drug companies because doing so is a directive from the Democrat talk points. Heaven forbid the drug companies make a 9% profit. Better they should lose money and fire some employees in a cutback. The optimist in me says that the industry making money could be a sign that the economy is coming out of its doldrums. In the real capitalist world isn’t it possible that there are businesses such as prescription drugs that are “recession-proof?” So get over your ideology and stop expecting or even rooting for profitable companies to fail because you happen to be failing and want company in your misery. And, it’s time for the trinity in the first paragraph to stop with their politics that have reached the height of ridicule.
Considering the embarrassment of the Congressional healthcare debates, isn’t it time for the Herald, President and Democrats to remove their heads from up their ideologies and begin to think logically? First, the US is not having a healthcare problem; we have the best doctors and hospital care in the world.
The heart of the matter is that people cannot afford health insurance. Period. If the ideologues directed their energies towards making insurance affordable to all, it's true that the process might cause some politicians to lose their jobs (who cares?) but the result would be that all Americans would have health insurance.
Where to begin? First, government must allow health insurance companies to sell policies across state lines to create real competition, which will lower policy prices, and second, enact tort reform to limit jury awards paid by insurance companies. These two issues are at the top of the food chain in lowering costs in the insurance industry and importantly, neither one is a tax or would increase taxes. Invite competition and enact tort reform and the rest of the impediments to lowering the cost of healthcare insurance would fall in succession. Special interests would be howling in the night. Tough!
It would also be helpful if the media would do some apolitical homework and provide their communities with accurate information about the costs involved in healthcare insurance.

Albiwan..

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